Top 10 Pro ed tips

Make live videos

Are you a wedding dress designer or do you make something that you can show to your audience? Is there a lot of questions that your clients have for you about your service or product? Use this to your advantage and use your Instagram story to announce that you will be going live at a certain time: EG: “Going LIVE at 4pm AEST to chat about why couture wedding dresses take so long to be made, prep your questions now!”

Health Insurance

This tip only applies to my American readers. Virtually every country on the planet has a single payer healthcare system. In the U.S. getting sick is a major crisis that requires work on your part at your lowest moment of health. Serious savings can be had by comparing your options. If your employer offers health insurance be sure to review what is and is not covered. Be sure to review the health reimbursement features if your employer offers one. For everyone else, you need to review the Affordable Care Act options, private insurance and medical health sharing. I personally settled on the Christian health sharing options. It was the best value. My worry was it would not deliver if claims were made. A serious illness in my family has put those concerns to rest. You can start your health sharing research here. And here is a medical health sharing option.

Schedule your posts

Scheduling your posts in advance means that you don’t have to stress about finding new things to post each day- you can plan weeks or months in advance with caption and all with software like Plann and Later.com! And they aren’t expensive, so it’s not going to take much out of your social media budget. You simply schedule your posts, and when the time comes for them to be posted, you get a push notification and press post and then past in the caption- huge time saver.

Read

Read voraciously! Reading is the acquisition of knowledge. Knowledge is power! Don’t read only one source. Not even this blog! (Please, continue reading my blog as a starting point. Thank you.) Dig deep into a topic from multiple sources and come to your own conclusions. It’s important. Learn to think. Reading builds your thinking muscle. Read good books. Even a pleasurable novel now and again. Read blogs. Read. Very few have built serious wealth without serious reading.

Cut Cable

Are you the last person on the planet to cut the cord? Cable is so 1990s. And expensive! You do know that the local networks broadcast over the airwaves 30 or so channels now? You can watch about as much for free from broadcasts as you can with cable and at no cost. Then you have YouTube and Netflix and Hulu and Amazon Prime and many more. YouTube is mostly free. Netflix is still pretty cheap. If you have Amazon Prime you already have a streaming service at no additional cost. You can also check out the library tip above for even more free programming, including the expensive stuff on HBO, etc. Yes, your library has many of these programs, available at no cost to you. Check it out.

Cell Phone

Cell phone service can be out-of-this-world expensive. I (my whole family) switched to Visible Wireless a few years back. You get unlimited data, messages and minutes. Visible Wireless is owned by Verizon. All this for $25 a month! Since I live in the boondocks I have few options for internet. I use my Visible phone as my internet as well. They even have 5G in areas where available. I am writing this post over my Visible Wireless data using the hotspot. Visible Wireless is the best deal for cell service I could find. Be aware the link in this tip is an affiliate link. Also know that I went to check to see if they had an affiliate program if I refer them. They did and I signed up just now because, well, I may as well get paid for my referral if I was going to make the referral anyway.

Buy a Freezer

When a food item goes on sale it is time to stock up. . . . . . if you have the space. A freezer can cut 20% or more off your food bill. A meat special can be maximized. You can prepare larger quantities for later consumption. For the best meat quality and price, check your local butcher shop. Many sell the whole animal (already in the familiar cuts) for significantly less than buying piecemeal over time. A freezer is required is such a situation. A freezer is a must if you have your own garden or fruit trees. Nature produces more than you can consume before it spoils. A freezer pays for itself quickly.

Can and Dehydrate Your Excess Food

Canning is a lost art. It used to be that folks in the backwoods canned their food. I only know of one other person that cans their own food now. That is a shame since it is such a money saver. Mrs. Accountant cans and dehydrates like crazy. Fruits and vegetables fill our cellar. When a semi brings fresh Georgia peaches to Wisconsin, we stock up. A lot. We eat peaches until we have our fill and can the rest for later. The wholesale trucks are hard to find so keep your eyes and ears open. The prices are super low! A box of peaches can run a few dollar at most. And they are better than we can find in the grocery store. Consider canning as a hobby. One that pays you in more than one way. As long as you are at it, you should consider dehydrating food, as well. This is easier than canning. And your food will taste incredible.

Cut Your Electric Bill 8

A watched pot never boils, it is said. I’m not so sure about that. When I was a kid I kept my eye on a pot on the stove, and sure enough, it boiled. Electric bills are out of control. There are so many phantom energy drains in the average home that half or more of electricity consumption goes down the drain without any benefit to the homeowner. Read more about recording your electricity consumption here. This one simple step can lower your energy costs significantly.

DIY, Except When You Shouldn’t

The mantra is getting old. The frugal tip of doing everything yourself is a double-edged sword. Sure, you can save money doing it yourself. Sometimes. If you know what you are doing. When I owned rental property years ago I learned quickly I was not cut out for carpet laying. It was cheaper to hire it done. (Really, I was bad at it. One job was so bad all the carpet had to be ripped out and tossed.) Where you are able to handle the repair or maintenance, doing it yourself can save a lot of money. Changing the oil in the car, sharpening lawn mower blades, light appliance repair, changing a faucet and other tasks might be under your purview. If so, by all means, consider it a DIY job. However, knowing when to hire the professional is important. A DIY job when you don’t know what you are doing can lead to disaster. If you want to increase your skills, consider volunteering at Habitat for Humanity. A summer of free time spent learning several crafts of the trade is a powerful education that will pay off the rest of your life.