There are often moments where you’d catch yourself very indulged in the process of working on a certain task and your flow doesn’t stop, you just keep going. This is often happens when the task you are dealing with and your skills and your interests all meet in one perfect point. If you can figure out which part of the project you work on matches your skills and your interest to the point where you just start working non-stop, you can use that point to get your way into tackling the project. For example, I enjoy working on Pinterest Pins for my blog posts, so sometimes when I don’t feel like getting started with the blog itself, I start woking on the Pins first, as a way to get myself into the mood of working on it, and then when I’m focused on the project, I go from there to working on the actual post.
One of the best ways to get things done is if you have a clear idea what needs to be done beforehand. When you wake up knowing you have this list of things to do, and maybe even listed in order, it will reduce the effort it takes you to talk yourself into doing them and you will just do it.
Sharing your skills and taking the time out of your day to help someone else will give you a boost of confidence and make you feel more energized and more capable to tackle whatever tasks that you need to finish.
Even when overwhelmed by the mess, you can do anything for 15 minutes. If you want some quick motivation, set the timer on your phone or stove and see how much you can accomplish in that time. We tend to over-exaggerate how long tasks we don’t want to do will take. The Pomodoro technique suggests setting a timer for 25 minutes, then taking a 5 minute break. Be sure to set another timer for that 5 minutes too, if you plan to get back to cleaning. If you’re like me, you might get distracted and forget! 25 minutes might be more than enough time to make a sizable dent in your cleaning duties. I’d think you could clean the kitchen, bathroom, and put away some laundry in that time. If you want to get people you live with to help, split the duties and have a little race to see who can get the most done. Some friendly competition never hurts! If you have kids, try calling it a ‘pick up party’ and give them age-appropriate tasks to do. Many hands make light work. If four people each clean for 10 minutes, that’s 40 minutes of cleaning accomplished in a quarter of the time. Related: 10 Minute Chores: Cleaning Tasks To Do When You’re Short on Time
A good financial tip is to track your daily spending in order to stop yourself from spending money on unnecessary things. Just knowing that you are going to write down everything you spend is often enough to stop you from doing so! You can do that by downloading an app that will log your daily expenditures for you or you can manually record each purchase you make to get a picture of where your money is going. From there, you can then set up a budget that suits you, cut back expenses, and make important lifestyle changes, the benefits of which are going to last you a lifetime.
We are all well-aware of how fun impulse buying can be. As fun as it, though, it definitely is not worth the dent it can make in your savings. A good way to tackle your habit of impulse buying is to implement the 30 day rule. In this rule, you refrain from buying all unneeded items and your impulse buys for 30 days. Before you spend your money on something you don’t need, sit back and take 30 days to think about whether you should buy it or not. Put the money aside so if you really want it after 30 days you can go right ahead and buy it. I bet you won’t though, 9 times out of 10 you’ll save the money instead.
The thought of putting an effort to cook at home can make most of us cringe. But it doesn’t have to be that way. After a long, tiring day at work, you might think you don’t have time to cook a meal. The 25-30 minutes you spend to go out and buy dinner can be spent cooking in your home. You can throw together a quick stir fry from frozen ingredients in less time than that. If you meal plan you can have a homemade dinner on the table in less than 15 minutes. The secret? Batch cooking and freezer meals. Make double quantities of a meal when you do have time and freeze the extra portions for those nights when you don’t. Eating at home is one of the most cost effective money saving tips you can implement in your life. It is also a lot healthier and gives you more control over the ingredients. For more help and ideas on meals to cook at home, check out these posts: 21 budget meatless meals to save money 20 Easy Cheap Vegan Recipes Everyone Will Devour 15 Cheap And Comforting Chicken Dinners On a Budget 15 Cheap Ground Beef Recipes We All Love To Make
You earn more, so you spend more, always spending as much as you earn (and perhaps a little more) Because of lifestyle creep, things that were luxuries become seen as a need rather than just a want. It is vitally important to live within your means. Practice gratitude and let go of the status quo that is making you spend so much. Prioritize those expenses that are actually important to you.
More often than not, the reason why you fail to save much is not that you don’t earn enough, but because you spend too much. Instead of spending your cash as quickly as it comes in, think twice and analyze your spending habits. Figure out where you are overspending and try to break long held negative financial habits. Some ways you can cut your spending is to:
When it comes to financial decisions, you and your partner need to be on the same page. Having the same financial goals is important because if one partner is careless about their finances, they can take the other down with them. Communication is key when it comes to good financial decisions in couples. Yet it seems to be one of the most difficult conversations people have with their partners. So many people don’t talk about money and it is cited as being the number 1 reason that couples divorce. Make sure you both are well aware of different financial aspects of your life like what bills have been paid, which ones need paying, what are your balances, and so on. It’s okay to have one person be the chief finance officer but you both need to know what is happening with your money. You both need to agree on your budget, your goals and your future money plans. Try and chat about money with your partner on a weekly basis, if only for a few minutes. And do try to keep it on a ‘no blame’ basis. I cannot tell you how many times money chats have ended up in a blame game with my husband! Eek!