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Cruise insurance is important, but buy third-party

When you book your cruise, Carnival will give you the option of buying the Carnival Vacation Protection. It’s definitely worth it to have some insurance for your trip (recent hurricanes emphasize the point), however, we think you’re better off going with a third-party insurance policy. These policies are usually the same or cheaper in price than Carnival’s policy and cover more. For more on cruise insurance, you can read our article here.